The OriginalDivorce Housing Strategy Platform | built by the founder of the CDLP® designation Est. 2014

Divorce Housing Insights

Housing decisions during divorce often involve the intersection of legal agreements, financial restructuring, and mortgage feasibility. Divorce Housing Insights provides educational articles designed to help individuals better understand how housing, mortgage responsibility, and financial structure interact during the divorce process. These insights explore common questions surrounding refinancing, property division, settlement timing, and long-term housing sustainability.

How to Remove Your Name From a Mortgage After Divorce Jun 19, 2026

How to Remove Your Name From a Mortgage After Divorce

A quitclaim deed will not do it, and neither will the decree. Here are the four real ways to get your name off a joint

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Divorce Mortgage Planning: What It Is, and Why It Belongs Before the Settlement Jun 14, 2026

Divorce Mortgage Planning: What It Is and Why It Matters

A structured way to confirm your housing settlement will actually qualify under lender rules, before you sign.

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The Pre-Mediation Mortgage Audit Every Divorcing Homeowner Should Run Before the First Settlement Conversation. Jun 02, 2026

Five facts about your current mortgage that change which housing options are actually on the table — and the audit that surfaces them before settlement language locks them in.

Five facts about your c...

Can I Assume the Mortgage in a Divorce? May 30, 2026

Can I Assume the Mortgage in a Divorce? The Complete 2026 Guide | DivorceHousing

Divorce Mortgage Planning

Two types of assumption, federal protection, the state-law wave, the s

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Why 'Splitting the Debt 50/50' Almost Never Works the Way the Decree Says. May 28, 2026

The divorce decree assigns debts. The original creditor contract doesn't care. Here's how that gap quietly determines whether the refinance closes — and what to model before the settlement is signed.

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Can You Afford to Keep the House? The Three Numbers Your Budget Calculator Is Missing. May 27, 2026

Why a standard affordability calculation can clear with room to spare and still produce a housing payment the lender won't approve — or the homeowner can't sustain.

Why a standard affordability calcu...

The Spousal Buyout Number Almost Everyone Gets Wrong May 24, 2026

The standard formula for a divorce house buyout misses four variables that determine whether the buyout can actually be funded. Here's what changes when a CDLP® runs the numbers.

Why the "fair" buyou...

Keep It, Sell It, or Buy Them Out: Getting a Real Answer About the House Before You Sign May 12, 2026

FOR HOMEOWNERS NAVIGATING DIVORCE

A plain-language look at the housing decision in a divorce — what the numbers really say, what’s sustainable over time, and how to find out before the set

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Wyoming Equity Buyout & All-Property/No-Tax Planning May 07, 2026

How divorcing Wyomingites navigate W.S. § 20-2-114's all-property reach and "merits of the parties" factor, leverage the no-state-income-tax advantage for refinance qualification, and structure equity...

West Virginia Equity Buyout & Strong Equal-Division Planning May 07, 2026

How divorcing West Virginians benefit from W.Va. Code § 48-7-103's strong equal-division mandate, navigate the most predictable equitable distribution framework in the country, and structure equity bu...

Vermont Equity Buyout & Custodial-Parent Homestead Planning May 07, 2026

How divorcing Vermonters navigate 15 V.S.A. § 751's all-property reach and twelve statutory factors — including the influential custodial-parent homestead preference — and structure equity buyouts tha...

Utah Equity Buyout & Rehabilitative Alimony Constraint Planning May 07, 2026

How divorcing Utahns navigate Utah Code § 30-3-5's strong rehabilitative alimony preference, the duration cap that often falls below the lender's three-year threshold, and structure equity buyouts tha...

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Divorce Housing Insights

Five facts about your current mortgage that change which housing options are actually on the table — and the audit that surfaces them before settlement language locks them in.

Two types of assumption, federal protection, the state-law wave, the s

The divorce decree assigns debts. The original creditor contract doesn't care. Here's how that gap quietly determines whether the refinance closes — and what to model before the settlement is signed.

Why a standard affordability calculation can clear with room to spare and still produce a housing payment the lender won't approve — or the homeowner can't sustain.

The standard formula for a divorce house buyout misses four variables that determine whether the buyout can actually be funded. Here's what changes when a CDLP® runs the numbers.

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