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Divorce Housing Insights

Housing decisions during divorce often involve the intersection of legal agreements, financial restructuring, and mortgage feasibility. Divorce Housing Insights provides educational articles designed to help individuals better understand how housing, mortgage responsibility, and financial structure interact during the divorce process. These insights explore common questions surrounding refinancing, property division, settlement timing, and long-term housing sustainability.

Keeping the House Under Wisconsin's Marital Property Act Aug 31, 2026

A Divorce Decree Can Award You the Home. It Cannot Qualify You for the Mortgage.

If you are planning to keep your home after a divorce in Wisconsin, refinancing may appear to be the final step in ca...

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How to Fund a Buyout of Your Spouse in a Divorce Aug 31, 2026

Last reviewed August 2026 by Jody Bruns, CDLP®, founder of the Divorce Lending Association.

The short answer

Most buyouts are funded by refinancing the home and paying the departing spouse t...

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Keeping the House in a Wyoming Divorce: Wide Discretion, Real Numbers Aug 30, 2026

Your Divorce Settlement May Award You the Home. Your Lender Still Has the Final Say.

If you are planning to keep your home after a divorce in Wyoming, refinancing may seem like the final step in car...

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Keeping the House in an Indiana Divorce Without Long-Term Support Aug 30, 2026

A Divorce Settlement Can Award You the Home. It Cannot Guarantee a New Mortgage.

If you are planning to keep your home after a divorce in Indiana, refinancing may seem like a straightforward part of...

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Refinance Deadlines and Support Income: What Family Law Counsel Should Know Aug 30, 2026

For family law counsel, mediators and financial neutrals. Last reviewed August 2026 by Jody Bruns, CDLP®, founder of the Divorce Lending Association.

Two clauses, one recurring problem

Two p...

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How Veterans Can Get a VA Spousal Release of Liability in Divorce Aug 30, 2026
Divorce Mortgage Planning for Veterans

How Veterans Can Get a VA Spousal Release of Liability in Divorce

If you are the veteran and you are keeping the home, there is a route most servicers wi

...
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What Happens When There Is No Equity to Divide Aug 28, 2026

Last reviewed August 2026 by Jody Bruns, CDLP®, founder of the Divorce Lending Association.

The short answer

If you owe more on the home than it is worth, there is nothing to divide, and who...

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Colorado Divorce: When Home Appreciation Decides Who Keeps the House Aug 27, 2026

A Divorce Settlement Can Award the Home. It Cannot Approve the Mortgage.

If you are keeping the marital home after a divorce in Colorado, it is easy to believe the most important decision has alread...

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Keeping the House in a California Divorce: Community Property Math Aug 20, 2026

Winning the House in Divorce Does Not Mean Winning the Mortgage

If your divorce settlement awards you the family home, it may feel like one of the biggest decisions has already been made.

Unf

...
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Before You Fight for the House, Ask a Different Question Aug 20, 2026

If you are divorcing and there is a house involved, you have probably already said some version of this out loud: I don't care that much about the rest of it. I just need to keep the house. Maybe yo...

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Divorcing With a House? A CDLP® Meets You Where You Are Aug 14, 2026

If you are divorcing and there is a house involved, you might need twenty minutes with someone who can answer a few questions. You might need a full financial analysis that follows your case all the w...

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Keeping the House Through an Arkansas Divorce and the Long Separation Aug 13, 2026

The Court Can Award You the Home. The Lender Has the Final Say on the Mortgage.

If you are planning to keep the marital home after your divorce in Arkansas, your settlement agreement may seem like t...

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