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Divorce Housing Insights

Housing decisions during divorce often involve the intersection of legal agreements, financial restructuring, and mortgage feasibility. Divorce Housing Insights provides educational articles designed to help individuals better understand how housing, mortgage responsibility, and financial structure interact during the divorce process. These insights explore common questions surrounding refinancing, property division, settlement timing, and long-term housing sustainability.

Does a Quitclaim Deed Remove You From the Mortgage? Sep 05, 2026

Last reviewed August 2026 by Jody Bruns, CDLP®, founder of the Divorce Lending Association.

The short answer

No. A quitclaim deed does not remove you from the mortgage, and believing otherwi...

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Keeping the House in South Carolina Through the One-Year Separation Sep 04, 2026

A Divorce Decree Can Award You the Home. It Cannot Guarantee You Will Qualify for the Mortgage.

If you are planning to keep the marital home after a divorce in South Carolina, it is natural to belie...

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Keeping the House in a South Dakota Divorce: Fault, Farms, and Financing Sep 04, 2026

A Divorce Decree Can Award You the Home. It Cannot Guarantee You Will Qualify for the Mortgage.

If you are planning to keep the marital home after a divorce in South Dakota, it is

...
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How Long Should the Refinance Deadline Be in Your Divorce Settlement? Sep 04, 2026

Last reviewed August 2026 by Jody Bruns, CDLP®, founder of the Divorce Lending Association.

The short answer

There is no correct number of days. There is only the number of days that works f...

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Keeping the House in Tennessee When the Buyout Is Alimony in Solido Sep 03, 2026

A Divorce Decree Can Award You the Home. It Cannot Guarantee You Will Qualify for the Mortgage.

If you are planning to keep the marital home after a divorce in Tennessee, it is eas

...
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Keeping the House in a Texas Divorce: The Owelty Lien Advantage Sep 03, 2026

A Divorce Decree Can Award You the Home. It Cannot Guarantee You Will Qualify for the Mortgage.

If you are planning to keep the marital home after a divorce in Texas, it is easy to believe that once...

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Why You Were Denied a Refinance After Your Divorce Sep 03, 2026

Last reviewed August 2026 by Jody Bruns, CDLP®, founder of the Divorce Lending Association.

The short answer

It is almost never about you. It is about how your settlement was structured, and...

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Keeping the House in Utah When Alimony Is Short-Term by Design Sep 02, 2026

A Divorce Decree Can Award You the Home. It Cannot Guarantee You Will Qualify for the Mortgage.

If you are planning to keep the marital home after a divorce in Utah, it is easy to

...
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Keeping the Vermont Homestead: Why Custody Can Decide the House Sep 02, 2026

A Divorce Decree Can Award You the Home. It Cannot Guarantee You Will Qualify for the Mortgage.

If you are planning to keep the marital home after a divorce in Vermont, it is easy

...
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Does Child Support Count as Income for a Mortgage? Sep 02, 2026

Last reviewed August 2026 by Jody Bruns, CDLP®, founder of the Divorce Lending Association.

The short answer

Yes, it can. But there are conditions, and this is where files quietly fall apart...

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Keeping the House in a Virginia Divorce: The Brandenburg Equity Split Sep 01, 2026

A Divorce Decree Can Award You the Home. It Cannot Guarantee You Will Qualify for the Mortgage.

If you are planning to keep the marital home after a divorce in Virginia, it is easy

...
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Keeping the House in a Washington Divorce: Community Property, Judged Fairly Sep 01, 2026

A Court Can Award You the Home. Your Lender Still Has to Approve the Mortgage.

If you are keeping the marital home after a divorce in Washington, refinancing may seem like the fina

...
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