The Original Divorce Housing Strategy Platform | built by the founder of the CDLP® designation Est. 2014

Find a Divorce Housing Expert

Find a Certified Divorce Lending Professional (CDLP®)

The marital home is one of the largest financial decisions in a divorce — and one of the only ones that requires legal settlement, financial restructuring, and mortgage feasibility to align before commitments are finalized. A CDLP® is the professional trained to make sure they do.

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Why a CDLP® matters during divorce

A CDLP® is a mortgage professional specifically trained to evaluate how divorce settlements, real property decisions, and mortgage financing interact. Unlike traditional lenders, who only look at the numbers after an agreement is signed, a CDLP® works with you during the divorce process — before the structure is set.

A CDLP® helps you:

Determine whether keeping the marital home is realistic for your financial situation
Understand how spousal support and other divorce-related income can (or can’t) be used to qualify for a mortgage
Evaluate whether refinance, mortgage assumption, or sale makes the most sense in your case
Structure equity buyouts in a way that the financial reality supports
Assess whether both spouses will be able to qualify for new housing post-divorce

The earlier a CDLP® is involved, the more options remain on the table.

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Get matched, not overwhelmed

Every divorce situation is different. Rather than asking you to pick a stranger from a list, we connect you with a CDLP® whose experience aligns with your circumstances, geography, and timeline. Tell us a little about your situation and we’ll handle the introduction.

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Featured CDLP® professionals

The CDLPs below actively incorporate Divorce Housing Strategy and the Mortgage Capacity Mapping™ framework into their practice. Use the filter to narrow by state, or scroll to browse.

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Jody Bruns, CDLP, founder of Divorce Mortgage Planning

Jody Bruns, CDLP®

Founder · Divorce Lending Association

Serving nationwide

Jody is the founder of Divorce Mortgage Planning, the President and Founder of the Divorce Lending Association, and the creator of the CDLP® designation and the Mortgage Capacity Mapping™ framework. With 38 years in mortgage lending, she has trained more than 3,000 mortgage and real estate professionals to work through divorce settlements with the rigor the situation demands. Author of A House Divided and Anchored in Faith.

Dan Benigno, CDLP, serving multiple states

Dan Benigno, CDLP®

Certified Divorce Lending Professional

Serving NY, NJ, CT, PA, FL, CA, NC, SC & GA

Dan helps divorcing homeowners navigate their housing choices by connecting mortgage strategy to practical, real-life financial outcomes. Proudly serving clients across New York, New Jersey, Connecticut, Pennsylvania, Florida, California, North Carolina, South Carolina, and Georgia. He guides divorcing homeowners in making housing decisions that are not only agreed upon, but truly sustainable—grounded in financial reality and built for long-term stability.

Penny Charlson, CDLP, serving Illinois and Wisconsin

Penny Charlson, CDLP®

Certified Divorce Lending Professional

Serving Illinois & Wisconsin

With nearly 10 years of experience as a Realtor and 25 years in mortgage lending, Penny Charlson brings both deep industry knowledge and a personal, caring approach to every client relationship. As a Certified Divorce Lending Professional (CDLP®), she understands that home financing can be especially complex during major life transitions, and she is passionate about helping clients navigate those moments with clarity and confidence. Penny believes that clear, honest communication is the foundation of a great lending experience. She takes pride in making sure her clients feel informed, supported, and understood every step of the way, especially when working through more complicated financing situations. Proudly serving clients across Illinois and Wisconsin.

Renee Coleman, CDLP, serving Massachusetts, Connecticut, New Hampshire, Rhode Island, and Florida

Renee Coleman, CDLP®

Certified Divorce Lending Professional

Serving MA, CT, NH, RI & FL

Renee helps divorcing homeowners navigate their housing decisions by aligning mortgage strategy with practical, real-world financial outcomes. Serving clients throughout Massachusetts, Connecticut, New Hampshire, Rhode Island, and Florida. She supports divorcing homeowners in making housing decisions that go beyond the surface—grounded in financial reality, built for sustainability, and designed to create lasting outcomes.

Lisa Czajka, CDLP®

Certified Divorce Lending Professional

Serving Nevada, California & Washington

With 22 years of experience in the mortgage industry, Lisa is a dedicated Loan Officer and Certified Divorce Lending Professional (CDLP®) known for providing trusted guidance during important financial and life transitions. She specializes in helping clients navigate complex situations with clarity, confidence, and a personalized approach tailored to their unique goals. Whether supporting individuals through divorce-related mortgage considerations or guiding clients toward informed homeownership decisions, Lisa focuses on education, communication, and strategic insight every step of the way. Her clients and referral partners value her responsiveness, integrity, and ability to simplify challenging circumstances while delivering steady, solutions-focused support. She is passionate about building lasting relationships and serving as a dependable resource clients can rely on long-term. Serving clients throughout Nevada, California, and Washington.

Stacey Ellison, CDLP, serving New Jersey, New York, Pennsylvania, and Delaware

Stacey Ellison, CDLP®

Certified Divorce Lending Professional

Serving NJ, NY, PA & DE

Stacey works with divorcing homeowners to navigate their housing options by connecting mortgage strategy to real-world financial outcomes. Proudly serving clients across New Jersey, New York, Pennsylvania, and Delaware. She helps divorcing homeowners make housing decisions that move beyond surface-level agreements—rooted in financial clarity, structured for sustainability, and designed for long-term success.

Greg Garrett, CDLP, serving Texas, Florida, Mississippi, Oregon, Arkansas, and Kansas

Greg Garrett, CDLP®

Certified Divorce Lending Professional

Serving TX, FL, MS, OR, AR & KS

As a Certified Divorce Lending Professional (CDLP®), Greg focuses his practice on helping divorcing homeowners make more informed decisions regarding their home equity solutions, and on helping the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property. With more than 40 years of experience spanning real estate brokerage and banking, Greg Garrett has built a strong reputation for leadership, business growth, and financial strategy. In 2018, following the sale of Platinum Bank—which he founded and led as President and CEO—he shifted his focus to Greg Garrett Realtors, joining Keller Williams with his wife Nancy and son Houston to form The Garrett Group, and later launching NEXA Lending in 2021. Today, Greg continues to serve as a bank board consultant while actively selling residential and commercial real estate. He also provides strategic guidance to individuals navigating divorce, helping them make informed, sound decisions about their real estate and financial futures. Serving clients across Texas, Florida, Mississippi, Oregon, Arkansas, and Kansas.

Maria Genualdi, CDLP, serving Georgia and South Carolina

Maria Genualdi, CDLP®

Certified Divorce Lending Professional

Serving Georgia & South Carolina

Maria Genualdi is a Certified Divorce Lending Professional and mortgage lender serving Georgia and the South Carolina Lowcountry. With more than 20 years of experience in civil litigation and six years in mortgage lending, Maria brings a unique blend of legal-process insight, lending expertise, and financial analysis to divorce-related mortgage planning. Her work focuses on helping divorcing homeowners, attorneys, mediators, and financial professionals identify mortgage issues before the final settlement is signed. From evaluating whether one spouse can retain the marital home to reviewing income, debt, equity, support income, and refinance options, Maria helps uncover potential lending obstacles early—when there is still time to address them. Maria is especially passionate about helping clients make informed housing decisions during one of life’s most financially complex transitions. Her goal is to provide clarity, education, and mortgage strategy so divorce settlements are not only equitable on paper, but workable in real life.

Theresa Jones, CDLP, serving nationwide

Theresa Jones, CDLP®

Certified Divorce Lending Professional

Serving nationwide

As a seasoned mortgage expert and Certified Divorce Lending Professional (CDLP®), Theresa specializes in bridging the gap between family law and real estate finance. Divorce settlements often involve complex home equity hurdles; she ensures those agreements are actually executable by identifying potential conflicts between the decree, the mortgage, and the property before the ink is dry. With decades of industry experience, Theresa provides the strategic oversight necessary to protect her clients’ financial future. Her approach combines deep technical knowledge of mortgage products with a compassionate, personalized touch. Having experienced a divorce, she understands the emotional weight of this transition and acts as a supportive, empathetic guide throughout the lending process. Whether you are a homeowner seeking clarity or an attorney needing a verified mortgage capacity framework, Theresa offers the informed solutions required to navigate high-stakes transitions with confidence—turning settlement goals into a sustainable reality. Proudly serving clients nationwide.

Leslie Kight, CDLP, serving California

Leslie Kight, CDLP®

Certified Divorce Lending Professional

Serving California

Leslie guides divorcing homeowners through critical housing decisions by aligning mortgage strategies with practical, real-world financial outcomes—serving clients across California. He helps divorcing homeowners make housing decisions that go beyond the settlement—centered on financial clarity, long-term stability, and outcomes that genuinely support their future.

Troy Martin, CDLP®

Certified Divorce Lending Professional

Serving CA, FL, TX, SC, WY, OR, WA, CO & AZ

With more than 25 years in the mortgage industry, Troy Martin helps clients navigate important housing and financing decisions with clarity and confidence. He specializes in divorce mortgage planning, helping people understand their options around keeping the home, buying out equity, refinancing, and planning for the future. Troy also brings expertise in reverse mortgage and liability planning, which can be especially helpful in later-life transitions and silver divorce situations. His approach is educational, practical, and focused on helping clients feel informed, supported, and empowered to make the best decision for their unique circumstances. Serving clients across California, Florida, Texas, South Carolina, Wyoming, Oregon, Washington, Colorado, and Arizona.

Janice Nugent, CDLP, serving California

Janice Nugent, CDLP®

Certified Divorce Lending Professional

Serving California

Janice began her career on Wall Street, building a strong foundation in financial markets that continues to guide her business today. She has combined this expertise with her passion for educating her family of clients through navigating the mortgage process with clarity and confidence. As a Certified Divorce Lending Professional (CDLP®), she provides specialized guidance to clients and professionals through the unique challenges of divorce to identify the potential conflicts between the divorce settlement and mortgage financing. Janice collaborates closely with family law attorneys, mediators, financial advisors, tax professionals, and real estate agents to deliver tailored solutions that protect her client’s financial well-being during times of significant life transition. Her approach is centered on leadership, education, and advocacy, allowing her to serve as a trusted partner to the entire divorce team. She is also the author of The Confident Women’s Guide to Homeownership. Serving clients throughout California.

Karen Orr, CDLP, serving the western United States

Karen Orr, CDLP®

Certified Divorce Lending Professional

Serving WA, OR, CA, NV, ID, MT & AZ

Karen guides divorcing homeowners through critical housing decisions by aligning mortgage strategies with practical, real-world financial outcomes—serving clients across Washington, Oregon, California, Nevada, Idaho, Montana, and Arizona. She helps divorcing homeowners make housing decisions that go beyond the settlement itself—centered on financial clarity, long-term stability, and outcomes that genuinely support their future.

Lisa Severseike, CDLP, serving Iowa

Lisa Severseike, CDLP®

Certified Divorce Lending Professional

Serving Iowa

With more than 25 years in the mortgage industry, Lisa specializes in helping divorcing homeowners navigate financial and home equity decisions with clarity and confidence. As a Certified Divorce Lending Professional (CDLP®), she works closely with clients and their professional teams to evaluate mortgage options, affordability, and long-term sustainability during and after divorce. Having personally experienced divorce, Lisa understands both the emotional and financial challenges that come with the process. Her approach is centered on education, confidentiality, and practical guidance—helping clients understand what is feasible today while protecting their future financial stability. She is committed to providing thoughtful mortgage solutions and empowering clients to make informed decisions regarding their home, equity, and next chapter. Proudly serving clients across Iowa.

Suzanne Soderberg, CDLP, serving Arizona, California, Colorado, New Mexico, and Texas

Suzanne Soderberg, CDLP®

Certified Divorce Lending Professional

Serving AZ, CA, CO, NM & TX

Divorce is one of life’s biggest transitions, and the financial decisions made during this time can have a lasting impact. As a Certified Divorce Lending Professional (CDLP®), Suzanne helps divorcing homeowners understand their housing and financing options with clarity, strategy, and compassion. With nearly three decades in mortgage lending, she works closely with clients and their professional teams to create realistic, sustainable outcomes that support their next chapter—not just the settlement on paper. Suzanne understands that what may look workable during negotiations does not always translate into long-term financial stability. Her role is to help clients evaluate whether keeping, refinancing, or purchasing a home is truly feasible based on their individual circumstances and future goals. By providing clear guidance and practical solutions, she helps clients make informed decisions so they can move forward with greater confidence, stability, and peace of mind during an otherwise overwhelming time. Serving clients throughout Arizona, California, Colorado, New Mexico, and Texas.

June Stackhouse, CDLP, serving nationwide

June Stackhouse, CDLP®

Certified Divorce Lending Professional

Serving nationwide

During a divorce, decisions about the family home can quickly become complex, with legal, financial, and mortgage considerations all intersecting. As a Certified Divorce Lending Professional (CDLP®), June helps clients navigate those decisions with greater clarity, offering guidance on home equity options while helping the divorce team identify potential conflicts between settlement terms, mortgage requirements, and the real property itself. Because she has been through divorce herself, she understands both the financial uncertainty and the personal weight that can come with this transition—and her goal is to be part of a team that helps make the process feel more manageable, informed, and supportive from beginning to end. June works closely with clients and their divorce teams to bridge the gap between mortgage guidelines and legal requirements, delivering her guidance through the Divorce Mortgage Planning Report (DMPR), a detailed analysis designed to clarify financing considerations, affordability, and home-related settlement issues. For more than 30 years, she has had the privilege of helping individuals and families refinance and purchase homes, bringing experience, patience, and a genuine commitment to help clients navigate this process with clarity, confidence, and peace of mind.

Don’t see a CDLP® in your state?

The Divorce Lending Association maintains a full nationwide directory of Certified Divorce Lending Professionals beyond the featured group above.

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Already working with someone? We collaborate.

If you’re already working with a CDLP®, attorney, or financial advisor, the goal isn’t to replace your team. It’s to make sure every housing and financing decision is aligned, informed, and executable across the people advising you.

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The decisions you make now shape your housing stability, financial security, and peace of mind on the other side of divorce. The right strategy — and the right professional — makes the difference.

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