The OriginalDivorce Housing Strategy Platform | built by the founder of the CDLP® designation Est. 2014

Divorce Housing Insights

Housing decisions during divorce often involve the intersection of legal agreements, financial restructuring, and mortgage feasibility. Divorce Housing Insights provides educational articles designed to help individuals better understand how housing, mortgage responsibility, and financial structure interact during the divorce process. These insights explore common questions surrounding refinancing, property division, settlement timing, and long-term housing sustainability.

The Pre-Mediation Mortgage Audit Every Divorcing Homeowner Should Run Before the First Settlement Conversation. Jun 02, 2026

Five facts about your current mortgage that change which housing options are actually on the table — and the audit that surfaces them before settlement language locks them in.

Five facts about your c...

Why 'Splitting the Debt 50/50' Almost Never Works the Way the Decree Says. May 28, 2026

The divorce decree assigns debts. The original creditor contract doesn't care. Here's how that gap quietly determines whether the refinance closes — and what to model before the settlement is signed.

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Can You Afford to Keep the House? The Three Numbers Your Budget Calculator Is Missing. May 27, 2026

Why a standard affordability calculation can clear with room to spare and still produce a housing payment the lender won't approve — or the homeowner can't sustain.

Why a standard affordability calcu...

The Spousal Buyout Number Almost Everyone Gets Wrong May 24, 2026

The standard formula for a divorce house buyout misses four variables that determine whether the buyout can actually be funded. Here's what changes when a CDLP® runs the numbers.

Why the "fair" buyou...

Divorce Housing Insights

Five facts about your current mortgage that change which housing options are actually on the table — and the audit that surfaces them before settlement language locks them in.

The divorce decree assigns debts. The original creditor contract doesn't care. Here's how that gap quietly determines whether the refinance closes — and what to model before the settlement is signed.

Why a standard affordability calculation can clear with room to spare and still produce a housing payment the lender won't approve — or the homeowner can't sustain.

The standard formula for a divorce house buyout misses four variables that determine whether the buyout can actually be funded. Here's what changes when a CDLP® runs the numbers.

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